Welcome to Capital Sacco

Your Reliable
Financial Partner

Be on the Right Path for your Start Up with Capital Sacco. We’re here to help you with whatever your Young Business needs.
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Our Products

Biashara Savings
Account

Capital Sacco is all about strategy, we’re here to inform which tactics need funding and improvement and which are drains on resources.
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Loans

School Fees
Loan

Business we operate in is like an intricate game of strategy and chess, where every move counts and you keep score with money.
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Open and operate a savings account today with low operational costs.
Borrow loans at low interest rates and favourable repayment periods.
Our membership is open to all Kenyan citizens who meet the requirements.
Your Financial Partner

About Capital Sacco

Capital Sacco Limited, formerly known as Meru Farmers Sacco was started in the year 2005 after transformation of the Meru Central Farmers Co-operative Union-Banking Section, into an autonomous Sacco. The Union Banking Section (UBS) started as a credit section of the former giant Meru Central Farmers Co-operative Union (MCFCU) in 1974 in order to serve farmers. Original founders of the UBS were inspired by the desire to mobilize savings and offer credit facilities to farmers. By then, most farmers had no access to formal banking and neither could they afford banking services due to high charges of maintaining a bank account.
Open a savings account today

Savings Products

Whether you're new to savings or an experienced saver, enjoy a wide-range of benefits with our various savings account from Capital Sacco.
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FOSA SavingsOrdinary Account

With this account, a deposit of any amount is acceptable at any time during banking hours in cash or cheque.

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FOSA SavingsShare Deposit Account

Under this account, you can accumulate your shares, earn dividends, and secure a loan based on the number of shares

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FOSA SavingsGroup Account

This enables you to acquire loans together as a group at competitive interest rates with flexible repayment period.

Borrow from us today

Loan Products

Whether you're new to savings or an experienced saver, enjoy a wide-range of benefits with our various savings account from Capital Sacco.
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BOSA LoansAsset Financing

This is where Capital SACCO financially supports the borrowers to buy an asset and repay within a specified period.

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BOSA LoansDevelopment Loan

Targeting those who want to build homes and acquire motor vehicles. This may be based on shares or asset financing.

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BOSA LoansMaisha Loan

Group loans target groups that wish to invest. Group members should be at least five and no more than twenty.

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Active Members
We are very happy to serve them!
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Products & Services
A variety of products & services.
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Awards & Accolades
We have received accolades
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Years of Existence
We have a great deal of experience.
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Join Us

Membership Details

Membership in our sacco is open to all Kenyan citizens. It’s time to take action and ensure your financial future is in safe hands. Head over to the membership page and join our family of 15,000+ happy members.

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Business-Collection
Head Office
Kenyatta Hwy, MACCU Building
Meru Town, Kenya
Business-Collection
Email us
Send us a message
info@capitalsacco.co.ke
Business-Collection
Call us
We're available 24/7
+254 791 018137
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Make Your Team Collaborate

Focus On
Your Business

Be on the Right Path for your Start Up with Avantage Consulting. We’re here to help you with whatever your Young Business needs.
A Better Tomorrow

Passion In Consultancy

Seamlessly visualize quality intellectual capital without superior collaboration and idea-sharing. Holistically pontificate installed base portals after maintainable products.
Business-Collection
People
Engage worldwide methodologies with web enabled technology via process centric outside the box thinking.
Business-Collection
Leadership
Seize scalable metrics proactive e-services and seamlessly empower fully researched growth strategies.
Avantage can help you with picking out the best people for your company.
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Business-Collection
Team Building
Seamlessly empower fully researched growth strategies and interoperable internal or organic sources.
Business-Collection
Networking
Keeping your eye on the ball while performing a deep dive on the start-up mentality to derive convergence.
Business-Collection
Communication
Seamlessly underwhelm optimal testing procedures whereas bricks-and-clicks processes and enabled data.
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You'll Love Our
Business Solutions

Quickly aggregate B2B users and worldwide potentialities. Progressively plagiarize resource-leveling e-commerce through resource-leveling core competencies.
  • Great Prospect To Thrive
  • Modern Solutions & Advices
  • In Trend With The Times
  • Inline With Your Requirements
  • Easy To Adapt Your Business To
Business-Collection
$199
Upgrade Package
Business Optimization
  • Busines Checkup
  • Proposing Changes
  • Marketing plan
  • Social Media plan
Business-Collection
$299
Full Package
Complete Business Plan
  • Busines Checkup
  • Proposing Changes
  • Marketing plan
  • Social Media plan

Nurture Ideas

Quickly coordinate e-business applications through catalysts for change motions.

Plan Smart

Globally myocardinate interactive supply chains with distinctive quality vectors.

Future Plans

Globally revolutionize global sources through interoperable service clients.

Enjoy Success

Energistically myocardinate testing procedures whereas manufactured products.
Avantage Proposal

Request
A Callback

If you’d like to talk to our consulting team, contact us via the form and we’ll get back to you shortly.

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    We are a savings and credit society headquartered in Meru town.

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        2026 Copyright Capital Sacco. All rights reserved. Powered by Graphics Wise

        2026 Copyright Capital Sacco. All rights reserved. Powered by Graphics Wise